skibigsky's Diaryland Diary ----------------------------------------------------------------------------------------- WATCH your credit score. ARGH!!! First, I decide to play 18 holes with my new driver, and suck worse than a black hole near a red giant. (But in truth, that was to be expected; I played out of my mind yesterday, so I was BOUND to suck today. Just the way it goes.) I finally got over myself about the 10th hole, lightened up, laughed at the bad shots, and enjoyed the beautiful day. I thought that was my major stress of the day. Not so. We get back to the car, and Mr. V.'s got 5 voicemail messages. One of them is from our bank, from an anonymous person in Washington state, who needs to talk to us about our account. Knowing that I just put in TONS of money, I was freaked out, and Mr. V. ALWAYS freaks out whenever something goes even remotely hinky with our checking account. So we call the number, and apparently it is the 'Fraud Detection' section of our bank. We didn't talk to the person who called us, but someone else, who assured us that they were probably just calling about a charge on the account, but "didn't see any problems". Ok-kay. I called my contact at our local branch, and she hasn't called me back. Of course not. It's the start of a long weekend. But if you say you are going to be in the office until 5pm, FUCKING BE THERE. *ahem. Because, you see, I got more stressed. Another of the voice mails was our mortgage guy telling us that he can't do our refinance because the company that holds our second mortgage is reporting me as having 'another' 30-day late. He's sending me the report, but 5 months ago, these assholes reported a 30-day late. I called them, spent all sorts of time and energy, and got an official letter than they had screwed up. I thought it was fine. We didn't do the refinance at the time because of some things with the market. We decided to pull the trigger this week. Only to find out that these assholes have reported ANOTHER 30 day late. I've got bank records. I have NEVER, EVER been 30 days late on my mortgages. I may be stupid, but I'm not THAT stupid. And these assholes have fucked our refinance. Our appraisal is good for another week or so (and with all the heinous stuff going on in the mortgage business, property values are taking a temporary dip, we really want to use this current appraisal.). Shit. We are looking to get a 30 year fixed. And these fucking morons have fucked my credit. Yet. Again. Un-fucking-believable. Once, I can understand - people make mistakes. Twice? Unforgiveable. Especially since everyone's lives are ultimately (these days, at least) based on their credit scores. I am SO PISSED. But. I have done all I can do for now, and nothing else will get done until Tuesday. But these people are not going to be happy, as my attorney is scandalized, and my mother-in-law is ready to put her immense assets at our disposal to fry these people for screwing with my credit. Needless to say, they've been put on notice. If they don't a) sort out my credit by Tuesday, and b) come up with a way to refinance my mortgage, because of their fuckups, my attorney is going to be all over them. Asshats. 4:28 p.m. - 31 August 2007 ----------------------------------------------------------------------------------------- |
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